For conventional loans in particular, pricing is pretty straightforward, and just depends on the different buckets you fall into. Pricing is mostly driven by credit score range, down payment amount, loan amount, property type, and number of units. You can see Fannie Mae's loan level price adjustments here (pdf): https://singlefamily.fanniemae.com/media/9391/display
So our rates are accurate assuming the base info you shared is correct. When we have a completed application, if it turns out that your credit score that you shared is meaningfully different, or that the property is a condo and not a single family home, then the pricing may be different from what we shared.
So our rates are accurate assuming the base info you shared is correct. When we have a completed application, if it turns out that your credit score that you shared is meaningfully different, or that the property is a condo and not a single family home, then the pricing may be different from what we shared.